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Just one short year ago credit was loose and freewheeling. Almost anyone could qualify for a low interest credit card or long float card. Companies like Barclays and Natwest gave out cards like sweets at the fair. But it appears the circus has left town and took along with it all of beloved easy credit. [...]
Just two years ago, when credit was easy to come by, there was really no need for anyone to use adverse credit cards. With banks handing out low interest cards freely, why would anyone want a credit card that charges upwards of 30% in interest yearly?
Today the many of the low interest rate cards are difficult [...]
It is almost impossible to live today without having some kind of credit card. If you wish to reserve a flight, hire a car or even stay at a hotel a credit card is essential. Unfortunately many people have questionable credit thus making it very difficult to receive a credit card. They then apply for [...]
The more the credit crunch bites, the more people look for extra ways to save money. One option open to consumers in the UK is to actually save money up when spending it. Whilst at first this may seem like an oxymoron, it is possible.
Most of the major supermarkets offer their own brand of credit [...]
The worry for many at the start of 2009 is job security and enough cash to pay the bills. Whilst it is the government and business’ responsibility to safeguard the infrastructure we all take part in, we must take responsibility for our own finances. But the much vaunted ‘Credit Crunch’/Global Recession/Financial crisis has turned the [...]
Many Banks and financial institutions are currently trying to change the tone of the recession caused by irresponsible financial practice. If we look to the advertising stances offered by the main institutions the themes seem to be trust and understanding. ‘Trust us with your savings’ and ‘we understand difficult times’. So, if you are a [...]
With the credit crunch impacting on all countries around the world, personal finances are not far from our minds. Many people have been using various offers from credit card companies such as 0% balance transfer cards and interest free cards for a set period. Though with credit in short supply and belts being tightened across [...]
